Contact a mortgage specialist 1-866-900-3822

The Interactive Mortgage Expert


See your mortgage payment and personalized options in under 3 minutes!

  • Save interest
  • Repay Sooner
  • Personalized Options
DUCA helps Ontarians do more, be more and achieve more with their money and their lives.

Show you’re a community hero— and save on your mortgage with DUCA’s Community Hero Mortgage.

You’ll enjoy our lowest posted rate and we’ll make a donation to Habitat for Humanity Greater Toronto Area.

Call 1-866-900-3822 now to save more than the day!

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†unlimited DUCA / THE EXCHANGE© NETWORK ATM transactions (more than 3,300 ATMs across Canada)

Did we mention our Incredible Rate?

5-Year Variable


5-Year Fixed

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Share in our Profits

We divide DUCA’s profits among each Member** in our Get More Bonus Share program. Find out more.

**based on the interest they pay or receive each year.

Do More, Be More, Achieve More

We believe our credit union is about more than just profits.
It’s about helping our Members achieve more in their lives, building communities and providing simple, efficient financial services. We invest in our communities through philanthropic initiatives, grants and sponsorships. We call it the DUgood difference.

A brighter retirement

“I feel more comfortable about my retirement now than I did 6 months ago.”

Exchange Network saves me money

“I can use an Exchange Network ATM free of charge anywhere in Canada. You can’t do that with the big banks!”

Family values

“Thanks to DUCA, we have a fully detached house and my son will get to grow up in a beautiful neighbourhood.”


*The Community Hero Mortgage cannot be used as part of a Flex Mortgage. Double-up payment, Re-advance clause and Multi Mortgage option not available with this product. Available on 1st mortgages only. Contact a DUCA Mortgage Specialist for more information